Benefits Summary

Health Related

Ohio University offers a comprehensive benefit package designed to provide high‐quality benefits to fit your needs and the needs of your family. Core benefits include health, prescription drug, vision, and dental coverage; employee basic life insurance; and short and long‐term disability insurance. Employees may purchase additional life insurance for themselves and/or their dependents. Health and dependent day care flexible spending accounts are also available.

The Health Plan is administered by Anthem Blue Cross & Blue Shield and offers employees a preferred provider organization (PPO). Full‐Time Faculty and Administrators as well as bargaining unit members are eligible for benefits. Part‐Time Administrators must have a full time equivalency (FTE) of .75 or higher and an appointment of 120 days or greater to qualify. Your spouse or domestic partner* is eligible as well as children. Federal Health Care Reform allows parents to cover their children up to age 26 regardless of financial dependence, student or marital status. Learn more about benefits eligibility . 

There are no pre‐existing condition clauses or waiting periods.

The following is an example of the deductions for Ohio University’s PPO health plan. Rates are based on salary level.

PPO Medical Plan	Per Month Contribution Range
Employee Only	$122.16 - $217.18
Employee Plus One	$271.48 - $482.62
Employee & Family	$447.94 - $796.32

Employee's choosing to enroll their spouse or domestic partner in a health insurance plan are charged an additional premium per pay if the spouse/partner is employed and not enrolled in their employer's health plan. 

*Additional expenses or taxable wages may be incurred by employees electing domestic partner benefit coverage . 

Plan Coverage Summary

Category*	PPO Medical Plan
Deductible	$800 individual/$1600 family
Plan Co‐Insurance	80% for most categories
Employee Co‐Insurance	20% for most categories
Employee Out‐of‐pocket Maximum (Includes Deductible)	$3,500 individual/ $7,000 family
Individual Lifetime Maximum	Unlimited

*In-network, out-of-network benefits available, but not shown.

Examples of Coverage Levels

Category	Coverage Detail
Office Visits (including specialists)	$25 co-pay no deductible
Outpatient Services (non emergency lab, x‐ray, diagnostic testing, and preadmission testing)	80% paid subject to deductible
Surgery (inpatient and outpatient)	80% paid subject to deductible
Hospital Services	80% paid subject to deductible
Emergencies	$50 co‐pay, The employee may also be charged the deductible and co‐insurance for any care received during the emergency room visit.
Prescriptions Advanced Utilization Management Program (Drug Quantity Management, Step Therapy, and Prior Authorization), Generics Preferred Program and Exclusive Home Delivery Program Required. PrudentRx Specialty Drug Copay Program available.	Retail Pharmacy co-pays: $20 generic $30 formulary $40 non‐formulary Mail Order co-pays: $25 generic$40 formulary $55 non‐formulary

Printer friendly: 2025-26 Ohio University Benefits Summary [PDF]

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Supplemental

There are two vision plansavailable as well as a dentaland orthodontia. Employees and their eligible family members are provided with mental health/substance abuse coverage.

Life insuranceis provided for full‐time employees at a rate equal to 2.5 times the annual base salary level, to a maximum benefit of $50,000. Employees may also purchase up to $500,000 of additional life insurance for themselves and up to $20,000 of life insurance for their dependents at low group rates. Accelerated life insurance, which allows employees to access up to one‐half of their life insurance if they are deemed to be terminally ill, is included in the life insurance plans.

Short‐term disabilityinsurance is available for purchase and Long‐term disabilityinsurance is provided for the employee and is available if an employee becomes totally disabled due to injury or disease.  The benefit provides income equal to 60% of the employee’s monthly earnings to a maximum of $6,000 per month, minus other income benefits such as Social Security or those provided by the State Teachers Retirement System or Ohio’s Public Employees Retirement System. 

Paid Time Off

Generous paid time off benefits including sick leave, vacation leave, and parental leave are also available.

Vacationis earned by full‐time administrative employees at the rate of twenty‐two days per year. Part‐time employees earn vacation on a prorated basis.  Vacation may be accrued up to a maximum of 32 days. Note: balance may exceed 32 days throughout the fiscal year (up to a maximum of 54 days), but must be reduced to 32 days by June 30 unless an exception is made under policy #41.000. Full‐time bargaining unit employees earn vacation according to years of service. Part‐time bargaining unit employees are eligible for vacation credit on a pro‐rated basis proportionate to the hours reported. Faculty members do not earn vacation time. There are also paid holidays; including a Winter Break Closure (December 25th through Janua ry 1st).

Sick leaveis earned by full‐time employees at a rate of 1.25 days per month or 15 days per year. Bargaining unit employees earn sick leave at the rate of 4.6 hours for each 80 hours worked. There is no maximum on sick leave accumulation. Part‐time employees earn sick leave on a pro‐rated basis.  Prior sick leave credit from State of Ohio employment can be given upon re‐employment within 10 years. 

The Parental Leave Programallows eligible employees to take advantage of a total of 12 weeks (6 weeks paid and 6 weeks unpaid) of parental leave for birth or adoption.

Educational Benefits

Ohio University is proud to provide access to educational benefits that support professional and educational goals. The benefit covers the instructional fee portion of tuition and is pro-rated if the employee is part-time. Non-residency fees, if applicable, are also waived for eligible employees. General fees may be waived on a course by course basis for course work which is directly related to the employee’s current position.

Qualified dependents of Ohio University employees are also eligible to receive tuition assistance. The instructional fee portion of tuition is waived for the employee’s qualified dependents who take courses at Ohio University. The waiver is pro-rated if the employee is part-time. 

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Retirement

Administrators and bargaining unit employees are enrolled in Ohio’s Public Employees Retirement System (OPERS)and are exempt from social security taxes on salary earned at the University. OPERS members contribute 10% of gross annual earnings and the University contributes 14%. OPERS offers a defined benefit and defined contribution plans to new members.

Faculty members are enrolled in the State Teachers Retirement System (STRS)and are exempt from social security taxes on salary earned at the University. STRS members contribute 14% of gross annual earnings and the University contributes 14%. STRS offers a defined benefit, defined contribution and a combined plan to new members.

Full‐time administrative, bargaining unit and faculty new hires can opt out of OPERS or STRS and choose to participate in the Alternative Retirement Plan (ARP)defined contribution plans [401(a)].  In the first 120 days of employment, an employee will need to make an election to contribute to the appropriate state plan (OPERS/STRS) or to the ARP.  The ARP is a defined contribution plan and employees are immediately vested, with the retirement benefit dependent on how their investment grows. Administrative and bargaining unit staff contribute 10% with the University matching with 11.56% (an additional 2.44% is contributed as mitigating rate). Faculty contribute 14% with the University matching 9.53% (an additional 4.47% is contributed as mitigating rate).

Employees may change ARP providers, but once a system is chosen (OPERS/STRS or the ARP), employees must remain in that system throughout their employment with Ohio University.

In the ARP an employee may select an approved retirement provider . Each company offers several investment options. 

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Miscellaneous

Ohio University Offers the following benefits:

• Adoption
• Supplemental Retirement Accounts , 403(b) and 457 plans
• Recreation facilities ( WellWorks and Campus Recreation )
• Library
• Employee Perks & Discounts

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