Loan Repayment Information
Paul Garrard is the founder and president of PGPresents, an independent student loan consulting company under contract with our school to provide you with free educational debt management help and support. He is one of the most well-respected educational debt management experts in the country, especially among medical students, residents, and fellows. He has more than 30 years of experience in higher education and student financial assistance.
Listed below are 23 loan repayment modules that will be extremely helpful to you. You can watch all 23 or choose the ones most relevant to you. When you click on the links, the PowerPoint presentation will open. Click Slideshow,then click From Beginningto start the slideshow. The presentations have audio embedded, so make sure your speakers are on when watching the modules.
Loan repayment modules
Module 1 - Introduction to Modules and Repayment Reminders 2:14
Module 2 - Your Student Loan Portfolio Part 1- What have you borrowed? 4:24
Module 3 - Interest Rates and Capitalization 4:23
Module 4 - Your Student Loan Portfolio Part 2- Who is your loan servicer? 4:31
Module 5 - Your Student Loan Portfolio Part 3- When do your loans come due? 4:40
Module 6 - Starting Repayment Early 5:04
Module 7 - Current Repayment Plans for Federal Loans 5:47
Module 8 - Income-Driven Repayment (IDR) Plans 7:19
Module 9 - Current Status and Choosing an Income-Driven Repayment Plan 5:45
Module 10 - $0 Calculated Payments with IDR 4:42
Module 11 - Married Borrowers and Repayment 5:25
Module 12 - Switching Repayment Plans 4:04
Module 13 - Repayment Calculators 9:19
Module 14 - Public Service Loan Forgiveness 8:14
Module 15 - Postponing Payments 4:08
Module 16 - Federal Consolidation 5:27
Module 17 - Refinancing with Private Lenders 7:05
Module 18 - Options When You Don't Match 3:08
Module 19 - Final Reminders 2:19
Module 20 - Sample Repayment 3:36
PGPresents Presentations
Married borrowers presentation recording 2024-25 Date recorded Feb. 18, 2025
1st- and 2nd-year loan repayment session recording 2024-25 Date recorded Feb. 18, 2025
4th-year loan repayment session recording 2023-24
PGPresents Reference Guides
Income-Driven Repayment Plans Comparison Chart
Married Borrowers and Repayment
How to get a $0 Calculated IDR Payment
AAMC Medloans Organizer and Calculator Fact Sheet
Public Service Loan Forgiveness